See a list of risk classifications and view the application here: TULIP
The FAA recently confirmed that drones are considered aircraft under their regulation. As a result, the standard exclusions to aircraft for liability and property coverage apply. UCIP has worked with their reinsurer to develop an endorsement to provide liability coverage and property protection for drones. For coverage to apply, drones must be scheduled with UCIP.
Coverage is limited to $3,000,000 per occurrence, and covers General Liability including Law Enforcement Personal Injury for violations of privacy rights. Attached is an application to have a drone listed on the UCIP Unmanned Aircraft Endorsement. Please complete the application and return it to UCIP with a copy of your FAA COA (Certificate of Authority) prior to use of a drone.
Please note: If the county is contracting with a third party, that is using a drone to conduct work for the county, be sure they: 1) are retaining the liability; 2) are agreeing to indemnify and defend the county for claims arising out of their work (including the use of the drone); and 3) have aircraft liability insurance. If this is the case, the county would not need to have coverage on the drone. If the county agrees to pay for damage to the drone, or to indemnify and defend the contractor for claims, the county will need to schedule the drone with UCIP to have coverage. A similar approach needs to be considered if a volunteer or employee uses their own drone for the benefit of the county. If these types of situations come up, contact UCIP.